Accident & Sickness Cover for Families
Accidents and illnesses can happen when you least expect them. Whether it’s a broken bone during football practice, a hospital stay after an unexpected illness, or time off work due to injury, the financial impact can add pressure at an already stressful time. That’s where accident and sickness cover for families can make a real difference.
Shield Your Family provides affordable family accident cover designed to support both children and adults.
Shield My Family acts as a financial intermediary and is not an insurance broker. The insurance product referenced is provided and underwritten by MetLife.
Please note for these insurance products, terms and conditions apply. This information is a summary only.
You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
As with all insurance policies, conditions and exclusions will apply.
About Shield Your Family
Shield Your Family was created to provide straightforward, affordable accident and sickness cover for modern families. We understand that protection shouldn’t be complicated or expensive – it should simply work when you need it most.
As a trading style of Rosa Mortgages LTD, Shield Your Family is backed by experienced, regulated advisers who are committed to providing clear guidance and transparent information. We believe in helping families make informed decisions about their protection, without pressure or jargon.
Our focus is simple:
To offer accessible accident insurance and family protection policies that provide real financial support in unexpected situations – from broken bones to hospital stays.
We are proud to support families across the UK with protection solutions that are practical, affordable and easy to understand.
Protect Your Children
What Does Children’s Accident Cover Include?
Children are naturally active and adventurous. From playground tumbles to sports injuries, accidents are part of growing up. Children’s accident insurance provides financial support if your child suffers certain injuries or serious illnesses.
Standard £6 Per Month | Plus £11 Per Month | |
Minor Broken Bone | £100 | £200 |
Major Broken Bone | £300 | £600 |
Hospitalisation (per 24 hours) | £50 | £100 |
ICU Admission (per 24 hours) | £150 | £300 |
Major Illness | £5000 | £10000 |
Source: metlife.co.uk
Please be aware that by clicking on to the above links you are leaving Rosa Mortgages Ltd website. Please note that Rosa Mortgages Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Why Choose Children’s Accident Insurance?
For families wanting affordable accident cover for children, this provides simple, practical protection.
One Policy Covers All Children
No Medical Underwriting
Unlimited Claims
Claims Paid Quickly
24/7 GP Booking Service
Protect Yourself
How Multi Protect Works
Life’s unexpected moments don’t just affect children. A fall, sports injury or sudden hospital stay can disrupt work and income. Multi Protect helps provide financial support when you need it most.
Shield Your Family offers accident protection through a flexible unit-based structure.
You can purchase up to five units of cover. Each unit costs £10 per month. The more units you choose, the higher the payout available in the event of a claim.
1x Unit £10 Per Month | |
Minor Broken Bone | £250 |
Major Broken Bone | £1000 |
Hospitalisation (per 24 hours) | £50 |
Accidental Death | £40,000 |
Source: metlife.co.uk
Please be aware that by clicking on to the above links you are leaving Rosa Mortgages Ltd website. Please note that Rosa Mortgages Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Source: metlife.co.uk
Please be aware that by clicking on to the above links you are leaving Rosa Mortgages Ltd website. Please note that Rosa Mortgages Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Shield My Family acts as a financial intermediary and is not an insurance broker. The insurance product referenced is provided and underwritten by MetLife.
Please note for these insurance products, terms and conditions apply. This information is a summary only.
You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
As with all insurance policies, conditions and exclusions will apply.
John Lansdowne
Protection Adviser
Meet John - Protection Adviser
John has specialised in protection advice since 2019, dedicating his work to helping individuals and families put the right plans in place for life’s unexpected events.
As our in-house protection expert at Shield Your Family, John takes a personal approach to every client. He designs protection solutions tailored to each individual’s circumstances, ensuring they have a robust and suitable plan that provides genuine peace of mind. John prides himself on making the protection journey simple and stress-free, taking the time to understand each client’s needs before recommending the right cover.
Alongside his industry knowledge and expertise, John’s empathetic approach helps clients feel comfortable discussing what can often be a very personal subject. He is particularly passionate about helping those who may have struggled to secure protection elsewhere and always goes the extra mile to find a solution where possible.
Outside of work, John is a keen musician who enjoys spending his downtime at the piano or strumming a guitar, as well as relaxing with friends and family.
Frequently Asked Questions
It provides fixed cash payouts for specific events such as broken bones, hospitalisation, ICU admission or accidental death, depending on the cover selected.
For many families, it provides financial reassurance against unexpected injury-related costs, particularly for active children.
Yes, multiple claims are permitted subject to policy terms and conditions.
No. This is accident and sickness cover providing payouts for defined injury and illness events.
Children’s cover does not require medical underwriting. Adult cover may have eligibility criteria.
Yes, additional units can be added depending on your needs and eligibility.
Shield Your Family, a trading style of Rosa Mortgages LTD is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Get Family Accident Cover Today
Accidents and illness can’t always be avoided – but financial stress can be reduced.
With family accident insurance from £6 per month and personal accident cover from £10 per month, Shield Your Family provides simple, affordable protection designed around real life.